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FSG's, Privacy Policy, Warnings & Disclaimer

LONSEC

The SMSF Investor is an initiative of, and is provided by, Lonsec Research Pty Ltd ABN 11 151 658 651 AFSL 421445. As such, the Financial Services Guide and Privacy Policy that applies to users of The SMSF Investor website will be that of Lonsec Research Pty Ltd and the Lonsec Group.

FINANCIAL SERVICES GUIDES

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PRIVACY POLICY

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TERMS & CONDITIONS OF USE

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WARNINGS & DISCLAIMER

Important Notice: This website is published by Lonsec Research Pty Ltd
ABN 11 151 658 561, AFSL No. 421445 (Lonsec). Please read the following before making any investment decision about any financial product mentioned on this website.


Warnings:
Lonsec reserves the right to withdraw any information on this website at any time and assumes no obligation to update this information after the date it is published. Past performance is not a reliable indicator of future performance. The information contained on this website is obtained from various sources deemed to be reliable. It is not guaranteed as accurate or complete and should not be relied upon as such. Opinions expressed are subject to change. This website is but one tool to help make investment decisions. The changing character of markets requires constant analysis and may result in changes. Any express or implied recommendation, rating, or advice presented in this publication is limited to “general advice” (as defined in the Corporations Act 2001 (Clth)) and based solely on consideration of data or the investment merits of the financial product(s) alone, without taking into account the investment objectives, financial situation and particular needs ("financial circumstances") of any particular person.

 

Warnings and disclosure in relation to particular financial products:
If our general advice relates to the acquisition or possible acquisition or disposal or possible disposal of particular classes of assets or financial product(s), before making any decision the reader should obtain and consider more information, including the Investment Statement or Product Disclosure Statement and, where relevant, refer to Lonsec’s full research report for each financial product, including the disclosure notice. The reader must also consider whether it is personally appropriate in light of his or her financial circumstances or should seek further advice on its appropriateness. It is not a “personalised service” (as defined in the Financial Advisers Act 2008 (NZ)) and does not constitute a recommendation to purchase, hold, redeem or sell any product(s), and the reader should seek independent financial advice before investing in any financial product. Lonsec may receive a fee from the fund manager or product issuer (s) for reviewing and rating individual financial product(s), using comprehensive and objective criteria. Lonsec may also receive fees from the fund manager or product issuer(s) for subscribing to research content and services provided by Lonsec.

 

Disclaimer:

No representation, warranty or undertaking is given or made in relation to the accuracy or completeness of the information presented in this publication which is not verified by Lonsec. Financial conclusions, ratings and advice are reasonably held at the time of completion but subject to change without notice. Lonsec assumes no obligation to update this website after the date it is published. Except for any liability which cannot be excluded, Lonsec, its directors, officers, employees and agents disclaim all liability for any error or inaccuracy in, misstatement or omission from, this publication or any loss or damage suffered by the reader or any other person as a consequence of relying upon it.

 

Copyright © 2019 Lonsec Research Pty Ltd (ABN 11 151 658 561, AFSL No. 421 445) (Lonsec). This website is subject to copyright of Lonsec. Except for the temporary copy held in a computer's cache and a single permanent copy for your personal reference or other than as permitted under the Copyright Act 1968 (Cth), no part of this publication may, in any form or by any means (electronic, mechanical, micro-copying, photocopying, recording or otherwise), be reproduced, stored or transmitted without the prior written permission of Lonsec. This publication may also contain third party supplied material that is subject to copyright. Any such material is the intellectual property of that third party or its content providers. The same restrictions applying above to Lonsec copyrighted material, applies to such third party content.