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These terms and conditions (Terms) are a legally binding contract between You (You, Your) and Lonsec Research Pty Ltd (ABN 11 151 658 561 AFSL 421445) and its related bodies corporate (as defined in the Corporations Act 2001 (Cth,)) (Us, We, Our). They apply when You subscribe to the SMSF Investor Member Subscription (the Licensed Product) and they govern Your use of the Licensed Product.
By accepting these Terms and Conditions:
You should read these Terms in conjunction with Our Privacy Policy, Website Terms of Use, Financial Service Guide, any other website disclaimers and any additional terms and conditions, all of which together apply to Your subscription for the use of the Licensed Product (Supplemental Terms). These can all be found on our website at www.thesmsfinvestor.com.au.
We reserve the right to change, modify, add or remove portions of the Terms at any time. We will endeavour to notifying You of the change electronically (including by email or by posting a notice on Website that the terms have been “updated”).
Please check the Terms and Conditions of Use regularly prior to using our Website to ensure You are aware of any changes. Your continued use of the Website will be regarded as acceptance of the most current version of the Terms.
The SMSF Investor Member Subscription is a digital subscription service accessed at www.thesmsfinvestor.com.au/subscribe. To access the Licensed Product You will need to register and purchase a subscription. Your subscription commences from the date You register. You must complete the registration process before You can commence using the Licensed Product.
You can upgrade Your subscription at any time. Receipt of Your details does not require Us to supply the Licensed Product to You. We must receive payment for the Licensed Product as set out in the Terms below.
You are responsible for correctly entering all requested information. If incorrect information is entered, it may result in You not receiving access to the Licensed Product.
You agree to pay Us the subscription fees and any other charges incurred in connection with selected subscription, including any applicable taxes.
Subscription fees are due at the beginning of Your subscription or renewal, which at our discretion, may or may not include a free trial period .
We reserve the right to amend the subscription fees from time to time. All prices are expressed in Australian Dollars (exclusive of GST).
Payment for Your subscription to the Licensed Product can be made using Your credit card.
Our payment provider will activate a subscription to enable automatic payment of future subscription periods through the same card.
A tax invoice for Your subscription will be provided via email on the processing of Your payment.
Once You have successfully registered and made payment You will receive a welcome email from Us confirming Your details and setting out Your membership details, the amount You paid, and Your payment method. This may also be used as a payment receipt or tax invoice.
We may offer campaigns and promotional discounts to be used towards Our subscriptions to the Licensed Product from time to time and at Our sole discretion.
These may be subject to additional terms and conditions. If You want to participate in such a campaign or promotion, You will need to agree to the relevant terms and conditions of that campaign or promotion. In case of any inconsistency between such terms and conditions and these Terms, those terms and conditions will prevail. A promotional discount:
Only one promotional discount may be applied towards each subscription.
Unless We state in writing otherwise, You acknowledge and agree that all fees and charges payable for any subscription are non-refundable.
Unless We otherwise agree with You in writing, the unexpired terms of any Subscription cannot be suspended.
Unless otherwise stated, credit card subscriptions will renew automatically at the conclusion of Your subscription period at the then full retail price or previously agreed discounted price, unless we terminate or You cancel Your subscription.
You can cancel Your subscription via the “My Account” section of the website (more information below). You must cancel your subscription before it renews in order to avoid the billing of a subscription fee.The date of Your renewal is listed on the website by logging into the website, going into the “My Account” section, and clicking on the “My Subscription” menu.A courtesy reminder email will be sent 7 days prior to an upcoming renewal.
A courtesy reminder email will also be sent 7 days prior to a credit card expiring, enabling You to update Your credit card details in the “My Account” section of the website.
If Your renewal date has passed and You have not updated Your previously expired credit card details, then, Your membership will lapse. Credit card updates are done via the “My Account” section of the website, and clicking on “My Subscription”, and “Use different card”.
You can cancel the automatic renewal at any time by logging into the website, going into the “My Account” section, clicking on the “My Subscription” menu, and clicking on “Cancel Subscription”.
If for some reason this is not possible, You may cancel Your subscription by emailing Us at info@thesmsfinvestor.com.au that You do not wish for Your subscription to renew automatically. Acknowledgment of Your email must be confirmed by way of email reply from Us.
To cancel future subscription payments, You need to do so before the current subscription period expires. The date of Your renewal is listed on the website by logging into the website, going into the “My Account” section, and clicking on the “My Subscription” menu.
You will be sent a reminder email notification 7 days prior to an upcoming renewal. When You cancel Your subscription You still have access to the Licensed Product for the remainder of the current subscription period that has already been paid for.
We will not distribute, through e-mail to clients, promotional and/or marketing information about other products, services and offerings from Us and or Our partners, agents or any other third party without Your specific permission.
Subscription to such services will always be optional to You and on an “opt-in” voluntary basis. You will always have the opportunity to “opt- out” of receiving any material at any time. The information that You will receive will be specifically relevant to Your subscription
You are responsible for maintaining the confidentiality of Your passwords and login details and for all activities carried out under Your login (if any).
the software, contents, any output of or information contained in the Licensed Product in accordance with these Terms.
We may from time to time, at Our discretion, engage with third parties to allow them to offer subscription, registration-based or other services through the Website. We will not be responsible for, nor will We be held liable for any actions or policies of such third parties and it is Your responsibility to check the applicable privacy policy or privacy statement of such party/parties, when providing personally identifiable information.
This Website contains links to third party sites. These links are provided solely for the convenience of our clients and do not indicate, expressly or impliedly, any endorsement, sponsorship or recommendation by Us. You access those sites and use the products and services made available through those sites solely at Your own risk.
You agree to notify Us in writing as soon as practicable upon becoming aware of any unauthorised access or use of the Licensed Product.
You shall not use Our trademarks, trade names or service marks (Intellectual Property) in any manner that creates, or may reasonably be expected to create, the impression that such names or marks belong to You and You expressly acknowledge that You have no rights of ownership in, or to the use of, Our Intellectual Property.
To the extent permitted by law, all terms, conditions, warranties, undertakings, inducements or representations, whether express or implied, statutory or otherwise, in connection with the Licensed Product or its use (including, without limitation, Our performance of these Terms and any warranty of merchantability or fitness for a particular purpose) are excluded.
Without limiting the above, Your use of the Licensed Product requires expertise and understanding and accordingly You acknowledge and agree that:
We do not warrant that:
To the extent permitted by law, we are not responsible for any liability, loss or damage (whether direct, indirect, special or consequential) whatsoever and however (Loss) arising from or in connection with Your use of the Licensed Product, whether that liability, Loss or damage was caused by delay, error or omission, negligence, negligent misstatement, any goods or services we may offer or from any other use of Website (including Your reliance on any third party links, content, comments or advertising) or otherwise. We will accept liability for breach of these Terms and Conditions in accordance with the principles applied by the courts. However, We will not accept liability for any Loss where that Loss is caused by events outside Our reasonable control (such as a malfunction in equipment or software, Internet access difficulties, delay or failure of transmission or a force majeure event or any other pandemic event).
If a warranty or condition implied by law cannot be excluded, in no event shall Our liability to You for damages, losses and causes of action whether in contract, tort (including but not limited to, negligence) or otherwise exceed the amount paid by You for accessing the Licensed Product.
We will not be held liable for any such instances outside our control resulting in the interruption or unavailability of the Licensed Product or the Website.
You warrant that You have read, understood and accepted these Terms and the Supplemental Terms and all disclosures provided by Us from the Licensed Product and on this Website.
You indemnify and will keep Us indemnified in respect of all damage, loss (including consequential loss however caused), costs, charges, interest and expenses suffered or incurred by Us as a result of a breach of these Terms by You including, without limitation, enforcing or attempting to enforce all or any of Our rights, powers or remedies arising pursuant to these Terms.
These Terms together with the Supplemental Terms constitute the entire agreement between You and Us regarding use of the Licensed Product.
If any part of these Terms are invalid or unenforceable, the remaining provisions will continue in full force and effect.
If we do not exercise any right or provision under these Terms, it will not constitute a waiver of such right or provision. A waiver of any provision under these Terms will only be effective if it is in writing from Us.
You may not assign, transfer or otherwise deal with Your rights, obligations or liabilities under these Terms. We may assign, transfer or otherwise deal with Our rights, obligations or liabilities under these Terms at any time and without notice to You.
These Terms are governed by and interpreted in accordance with the laws of the State of New South Wales, Australia and You irrevocably submit to the exclusive jurisdiction of the courts in the State of New South Wales.
The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia.
The information on this site is current at the date of publication but may be subject to change.
